Terms of Use

Pareto Technologies Ltd is highly committed to safeguarding the privacy of our users. These Terms of Use ("Terms") govern your access to and use of our website, www (the "Site"), and any related services, applications, or products provided by us (collectively, the "Services"). By engaging Paretopay's services, you confirm that you accept these terms of use and agree to comply with them.  In the event that you do not understand or accept any of the terms herein, you should discontinue your use of this website. The website under the domain name "www" ("Pareto Technologies Ltd Website") is operated by Pareto Technologies Ltd. Your use of the Information, graphics and materials on the website is governed by these Terms of Use and the Privacy Statement.

Website Content

All texts, images, music, videos, animations, trademarks, patterns, charts, visual interfaces, and code (hereinafter referred to as Content), including but not limited to the ideas, design, structure, expression, and display of the aforementioned Content, are legally owned, controlled, or legitimately authorized to be used by Paretopay. Unless otherwise stated in these Terms of Use, you shall not use the Content on this website for any commercial purpose in any way without Paretopay's prior written consent.

You can download information presented on this website with regard to Paretopay's products and services, provided that:

  1. The information is used solely for personal purposes and not for commercial purposes.
  2. No alterations of any kind are made to the material.
  3. No further statements and warranties shall be made with regard to said information or documents containing said information.
  4. No statements and/or notifications indicating Paretopay's ownership of and other legal rights and interests with regard to said information shall be removed, in part or in full.

Usage Standards

This website and its Content cannot be used illegally or for any purpose prohibited in these terms of usage, nor can they be used to infringe on the legal rights and interests of other persons or organisations. You shall not use any form of device, programme, or algorithm, including spiders, robots, deep-links, and page-scrapes, or any identical or similar manual programme, to access, obtain, copy, or monitor any part of this website or its Content. Additionally, you shall not visit, obtain, or copy any materials, documents, or information on this website by any method not provided by this website. You shall not attempt to illegally access, decode, or use any other illegal methods to gain unauthorized access to this website, its Content, or its services. You shall not trace, reverse lookup, decrypt, or decode any customer information on this website, including but not limited to the Paretopay IDs of users other than yourself. You shall not violate any of the security mechanisms or authentication measures utilised by or linked to this website. You shall not probe, scan, or otherwise test for any network weaknesses of this website or those linked to it, nor launch any form of attack against it. You agree not to use any device, software, or programme to interfere or attempt to interfere with the regular operation of this website or any transactions performed on this website or to interfere or attempt to interfere with the use of this website by others. You shall not undertake any actions that store unreasonable or disproportionate amounts of data on this website's infrastructure, system, or network, or on systems or networks that are linked to this website.

Third-party Websites

This website may contain links to independent third-party websites. Such links are provided only for the convenience of clients to this website. Paretopay does not give any express or implied guarantees regarding the Content, services, and information provided on linked websites, nor should these links be deemed as a recommendation or authorization by Paretopay with regard to the linked websites. You can visit any and all of the linked websites entirely at your own discretion, and we accept no responsibility or liability for the content, use or availability of such websites and such further interaction. This Site may also contain material provided by third parties and we accept no responsibility or liability for the accuracy of such material. You are not permitted to link any other website to this Site without obtaining our prior written consent and where we do provide consent, subject to any conditions that we may impose.

Reservation of Rights

Paretopay reserves the right to perform the following actions at any time without giving notice:

  1. Suspend or terminate operation of, or access to, all or part of this website at any time, irrespective of the reason.
  2. Fix or alter all or part of the Content of this website as well as any applicable policies, terms, or clauses.
  3. Suspend operation of all or part of the website for the purposes of maintenance, alteration of errors, or other such changes at regular or irregular intervals.

Disclaimers

Our Services are provided "as is" and "as available" without any warranties of any kind, either express or implied. We do not warrant that the Services will be uninterrupted, error-free, or free of viruses or other harmful components. We disclaim all liability for any damages arising from your use of the Services. Paretopay does not guarantee the availability, continuity, and accessibility of this website, its content, or its services. You, as the user, bear all responsibilities for the usage of this website and any website linked to it. Should you feel dissatisfied with all or any part of this website, your only course of remedial action is to stop using all or part of this website, as the limitation of remedies constitutes part of your agreement with Paretopay with regard to the usage of this website. Information published on this website regarding the types of products and services available, including but not limited to product functions, configurations, parameters, technical standards, and service content, may differ based on country or region. The functions, configurations, parameters, and technical standards of any given product may be adjusted at different stages of that product's life cycle, and it may take some time for Paretopay to update the corresponding information. Therefore, there may be some variations between the product and service information you see on this website and the actual product you purchase or products for sale in your market. Paretopay does not guarantee the correctness, completeness, or reliability of the content of this website

Limitation of Liability

To the fullest extent permitted by law, Paretopay will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from

  1. Your use or inability to use the Services.
  2. Any unauthorized access to or use of our servers and/or any personal information stored therein; or
  3. Any interruption or cessation of transmission to or from the Site.

Indemnification

You agree to indemnify, defend, and hold harmless Paretopay, its affiliates, officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, or expenses, including reasonable legal fees, arising out of or in any way connected with your use of the Services, violation of these Terms, or infringement of any third-party rights.

Independent Remedies

The clauses in "Limitation of Liability" and "Indemnity" of this Agreement take effect independently, even if it is determined that said articles and/or clauses are unable to fulfill the intended purpose or be enforced by law. Within the scope permitted by related effective laws, the limitations of liability stipulated in the above clauses herein shall be applied, irrespective of whether the loss is due to:

  1. Breach of contract,
  2. Breach of guarantee,
  3. Errors or infringements, including negligence or misrepresentation,
  4. Strict liability,
  5. Or any other reasons

Breach of Terms

We reserve the right to terminate or suspend your access to our Services, in whole or in part, at our sole discretion, for any reason, including but not limited to a violation of these Terms. Upon termination, your right to use the Services will immediately cease, and we may delete your account and any associated data.

Governing Law

These Terms and any disputes arising out of or related to them will be governed by and construed in accordance with the laws of Ghana, without regard to its conflict of law principles. Any legal action or proceeding related to these Terms shall be brought exclusively in the courts of Ghana.

International Affiliates

As a global organization with affiliates operating in various jurisdictions, including outside of Ghana, please be aware that your data may be transferred and processed in countries other than your country of residence. We will ensure that any such transfers comply with applicable data protection laws and that appropriate safeguards are in place to protect your information.

Miscellaneous

These Terms of Use constitute the full Agreement between yourself and Paretopay with regard to your usage of this website, and they replace any and all prior written or oral agreements between yourself and Paretopay with regard to usage of this website. Notwithstanding the stipulations of other agreements signed between yourself and Paretopay, Paretopay will not accept any counter-offers with regard to these Terms of Use, and hereby expressly refuses all counter-offers.

If Paretopay fails to uphold or demand the strict execution of these Terms of Use, this should not be deemed as a waiver on the part of Paretopay of any rights pertaining to the execution of these Terms of Use, or the Terms of Use themselves. No action taken between Paretopay and yourself or a third-party should be deemed as an alteration to any of the stipulations of these Terms of Use

Right to amend

Access to this site defined below is provided by Pareto Technologies Ltd. For the purposes of this agreement, "Paretopay" shall mean Pareto Technologies Ltd, and its affiliated companies, their officers, directors, managing directors, partners, and employees. The elements contained on this website are freely accessible for browsing purposes only. To the extent permissible by law, Paretopay reserves the right to alter these Terms of Use at any time without providing notice. You are responsible for regularly checking for any changes to these Terms of Use. Your continued use of this website after any such changes are released shall be deemed as your acceptance of said changes